Paramedical Exam

A paramedical examination is a personal interview with you to collect information about your medical history. This information allows underwriting to perform a comprehensive evaluation of your current health. The exam usually includes recording of height, weight, blood pressure and pulse. The exam may also include the collection of blood, urine, oral fluid, and an EKG or X-ray, depending on underwriting guidelines based on your age and amount of coverage.

What is an EKG?

An EKG records electric impulses of the heart. Testing is usually complete in less than 10 minutes.

Preparing for your exam.

In order to obtain accurate information, it is recommended you:

• Fast for 8 hours prior to the appointment.
• Be prepared with a picture ID at the time of the exam.
• Limit salt and high-cholesterol foods 24 hours prior to the exam.
• Avoid strenuous exercise 12 hours prior to the exam.
• Refrain from drinking alcoholic beverages for at least 12 hours prior to the appointment.
• Drink a glass of water one hour prior to the appointment.
• Limit caffeine and nicotine one hour prior to the appointment.
• Provide names and dosages of current medications.
• Have available names, addresses and phone numbers of any doctors or clinics visited in the last 5 years.
• Get a good night of sleep prior to the examination.

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